Spar Capital Ltd.

We’re a credit only Micro-Finance Company licensed in Kenya under the Company’s Act.

We endeavor to grow to become a major national and regional player with a footprint in all counties in Kenya.

What we offer

We foster collective growth through our premier credit solutions in Kenya, meticulously designed to propel both you and your ventures toward unprecedented success.

Log book loan

Use your logbook to get cash in 24 hours

Check off loan

Access quick civil servant loans against your payslip

SME loans

Grow your business with our quick loans

Landlord loans

Get quick loans against your rental income.

Salary advance loans

Get Salary advance loans ASAP with Spar Capital.

Personal loans

Tailor made to meet your financial needs

Our Core Values

We pride ourselves on the comprehensive strategies and tailored solutions provided to our clients based on the strength of our intellectual capital and experience.

Humility

Embracing humility, we prioritize openness and receptivity, fostering a culture of continuous learning and collaboration.

Integrity

Our foundation rests on unwavering integrity, guiding every decision and action to build trust and maintain the highest ethical standards.

Transparency

We champion transparency, providing clarity in all interactions to establish trust and strengthen relationships with our stakeholders

Service

Dedicated to service excellence, we consistently go above and beyond, ensuring the utmost satisfaction of those we serve through a commitment to quality and care.

Why Choose Spar Capital

Choose us for unparalleled dedication to your success, where our commitment to excellence, personalized solutions, and unwavering support sets us apart.

Payment process

  • Go to Lipa na M-Pesa on your Safaricom M-Pesa menu.
  • Select “Paybill”
  • Enter Business Number (4125195)
  • Enter Account Number (Your ID number)
  • Enter Amount.
  • Enter Pin.
  • Confirm details are correct, then send.
  • You will then receive a confirmation message from M-Pesa and from us.

What peoples say about us

We have some really amazing clients.  Here is what they think of our services.

Spar Capital has transformed the way I approach financial opportunities. Their strategic insights and customized capital solutions played a pivotal role in expanding my business. With Spar Capital, I found a financial partner that truly understands and fuels my entrepreneurial vision.
Erick Wafula
Customer
Spar Capital is not just a funding source; they are a catalyst for growth. Their team's dedication to transparency and integrity in financial dealings sets them apart. Thanks to Spar Capital, my business has thrived, and I have a financial partner I can trust implicitly.
Wairia Kamau
Customer
Choosing Spar Capital was a game-changer for my company. Their commitment to providing flexible and innovative capital solutions tailored to our needs has been invaluable. Spar Capital's proactive and responsive approach has made them an indispensable asset to our business success.
Lorna Kirui
Customer