Who we are

Your success is our commitment, and together, we reach new heights.

We endeavor to grow to become a major national and regional player with a footprint in all counties in Kenya.

Our core values

Humility

Embracing humility, we prioritize openness and receptivity, fostering a culture of continuous learning and collaboration.

Integrity

Our foundation rests on unwavering integrity, guiding every decision and action to build trust and maintain the highest ethical standards.

Transparency

We champion transparency, providing clarity in all interactions to establish trust and strengthen relationships with our stakeholders

Service

Dedicated to service excellence, we consistently go above and beyond, ensuring the utmost satisfaction of those we serve through a commitment to quality and care.

Business Purpose

Spar Capital Ltd is a non-deposit-taking and non-banking finance company. Borrowers don’t need to have savings in order to be eligible for our products and services

We want to make sure business owners can access loans without fussing about collaterals, cumbersome documentation, and other stringent terms and conditions

Mission

To be the market leader in easily accessible loans that empower Kenyans to transform their lives

Spar Capital Limited is a credit only Micro-Finance Company licensed in Kenya under the Company’s Act. The company, was founded in 2023 with a vision to provide emergency financial solutions across the 47 Counties in Kenya. By leveraging on technology and a world class customer experience, we continue to transform lives by delivering CASH IN 24 HOURS.

We endeavor to grow to become a major national and regional player with a footprint in all counties in Kenya. Our wide range of products are tailor made to meet your various financial needs and foster lasting relationships.

Our services in the developing world unlocks the potential for small businesses to grow. Our Loans enable small businesses to excel by giving them funds to either start-ups, expansion, modernization or rehabilitation of our client’s businesses.

Our firm’s philosophy revolves around committed teamwork with a collective focus on ethics, swift execution, quality and excellence.

We pride ourselves on the comprehensive strategies and tailored solutions provided to our clients based on the strength of our intellectual capital and experience.